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AZ Dealer #MVD-88421 · Licensed & Bonded Mon-Sat 8am-8pm · Sun 10am-6pm
Home / Financing

Auto Financing

Get pre-approved in minutes. We work with all credit types and 20+ lenders.

How It Works

Simple, honest financing

We do not send you to a bank and hope for the best. Our in-house finance team works with 20+ lenders to find your best rate before you ever step on the lot.

1. Submit your application

Fill out our secure online form in under 5 minutes. No impact on your credit score until you approve a loan offer.

2. We find your best rate

Our team shops your application to 20+ lenders simultaneously -- prime, subprime, and credit union options included.

3. Drive home today

Pick your vehicle, review your terms, sign once, and you are done. Most customers close in under 90 minutes.

All credit situations welcome

  • Good credit (700+) -- best rates guaranteed
  • Fair credit (600-699) -- multiple options
  • Challenged credit -- we still have programs
  • First-time buyers -- we will walk you through it
  • Trade-ins accepted -- applied to your down payment
  • GAP insurance & extended warranties available

Payment Estimator

Drag the sliders to estimate your monthly payment. This is an estimate -- actual terms depend on credit approval.

Estimated Monthly Payment
$519/mo
Based on the values above · Actual rate subject to credit approval

Frequently Asked

Financing questions answered

Does applying hurt my credit?

No. The initial soft-pull check has zero impact. A hard inquiry only runs when you accept and sign a loan offer.

How fast is approval?

Most applicants get a decision within 30 minutes during business hours. Approval decisions are often instant.

Can I finance a vehicle under $15,000?

Yes. We have lenders who specialize in lower-balance auto loans with reasonable rates regardless of the purchase price.

Is my trade-in worth something?

Absolutely. We appraise trade-ins at current market value and apply the equity directly to your down payment or balance.

Ready to get approved?

Submit a quick application now -- no pressure, no obligation, no credit impact until you say go.

Start My Application (602) 555-0184